The Routledge Handbook of FinTech offers comprehensive coverage of the opportunities, challenges and future trends of financial technology.
This handbook is a unique and in-depth reference work. It is organised in six thematic parts. The first part outlines the development, funding, and the future trends. The second focuses on blockchain technology applications and various aspects of cryptocurrencies. The next covers FinTech in banking. A significant element of FinTech, mobile payments and online lending, is included in the fourth part. The fifth continues with several chapters covering other financial services, while the last discusses ethics and regulatory issues. These six parts represent the most significant and overarching themes of FinTech innovations.
This handbook will appeal to students, established researchers seeking a single repository on the subject, as well as policy makers and market professionals seeking convenient access to a one-stop guide.
List of figures
List of tables
List of contributors
Part 1: Fintech Innovations and Trends
Chapter 1: Fintech Innovations and Financial Markets: An Introduction
K. Thomas Liaw
Chapter 2: Fintech Venture Capital
Douglas J. Cumming and Armin Schwienbacher
Chapter 3: The Future of Finance: Why Regulation Matters
Mark Fenwick and Erik P.M. Vermeulen
Chapter 4: Digital Currencies: What Role in Our Financial System?
Gregory Claeys and Maria Demertzis
Part 2: Blockchain and Cryptocurrencies
Chapter 5: Decentralized Autonomous Risk Transfer on the Blockchain
Alexander Braun, Niklas Hausle and Stephan Karpischek
Chapter 6: Distributed Ledger Technologies and Blockchain for FinTech: Principles and Applications
Raghava Rao Mukkamala and Ravi Vatrapu
Chapter 7: Initial Coin Offerings: A Statistical Analysis of the Main Characteristics
Paola Cerchiello and Anca Mirela Toma
Chapter 8: Initial Coin Offerings: a New Trend in the Market
Ana Garcia Rodriguez
Chapter 9: Price Discovery in the Bitcoin Futures and Cash Markets
Tatja Karkkainen
Chapter 10: Trading and Regulation of Cryptocurrencies, Stablecoins and other Cryptoassets
Anil Savio Kavuri and Alistair Milne
Chapter 11: Cryptoassets and Financial Crime: a European Union Perspective
Robby Houben and Alexander Snyers
Part 3: Fintech in Banking
Chapter 12: Fintechs: Unbundling to Re-bundling in the Open Industry of Banking
Anna Omarini
Chapter 13: Is Fintech a Threat or a Promise to Banks?
Krishnan Dandapani, Mohammad Hashemi Joo, and Yuka Nishikawa
Chapter 14: Virtual Rush: The Race for Virtual Banks in the Asia-Pacific Region
Jackson Mueller
Chapter 15: The Restructure of China's Banking Industry by Artificial Intelligence and Fintech
Zhuming Chen, Jing Li, Xiangyu Zhang, Xin Li, Jinghong Zeng, Shihan Wang and Weihan Zhang,
Part 4: Fintech in Payments and Lending
Chapter 16: Consumer Payment Preferences and the Impact of Technology and Regulation: Insights from the Visa Payment Panel Study
Tom Akana
Chapter 17: Meet People Where They Are: Blending Formal Credit using Informal Financial Traditions
Tom Akana
Chapter 18: Peer-to-Peer Lending Risk Management
Arianna Agosto
Part 5: Fintech in Other Financial Services
Chapter 19: Rethinking Automated Investment Adviser Disclosure
Nicole G. Iannarone
Chapter 20: Market Risk for Robot Advisory
Paolo Pagnottoni and Gloria Polinesi
Chapter 21: Financial Technology in the U.S. Municipal Fixed Income Market
Timothy J. Stevens
Chapter 22: Proptech: The Real Estate Industry in Transition
Marc Feth
Part 6: Fintech Regulatory Issues
Chapter 23: Machine Learning Implications for Banking Regulations
Lihong L. McPhail and Joseph E. McPhail
Chapter 24: Regulating Fintech in Canada and the United States: Comparison, Challenges and Opportunities
Ryan Clements
Chapter 25: Cryptocurrency Market Reactions to Regulatory News
Raphael Auer and Stijn Claessens
Index
Biography
K. Thomas Liaw is a Professor of Finance in the Economics and Finance Department at St. John's University, New York, USA.